Pension and Retirement Planning:

With many people now living longer and retiring earlier than in the past, individuals need to plan for a retirement period of maybe 20 years or more, perhaps almost half as long as their total working careers. Consequently, it is essential that adequate provision be made while working to ensure financial independence through what may be a long retirement period. As a separate development, recent legislative changes have significantly widened the choices available and altered the benefits individuals can receive - in fact pension funding is now one of the most efficient methods of securing capital for retirement.

Whether it's an employee, a self employed individual or a person contemplating retirement in the near future, we can advise on alternatives taking account of the tax position, financial arrangements, personal circumstances etc.